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Sharen M. Stoner, ChFC, CLU, CFP®

Sharen M. Stoner, ChFC, CLU, CFP®

Sharen is one principal of SMS Financial LLC. She brings to our clients a wealth of resources which include the following:

• Insight: With 34 years as a financial professional – Sharen’s tenure in the world of finance has brought her knowledge and wisdom that can only be found through experience. She has seen multiple bubbles and crashes in the markets, and can give her clients the confidence of knowing that she is able to get them through the current times and to their goals.
• Professional Knowledge: As a CFP® and ChFC, Sharen is trained and accredited as to her skills in financial planning. Sharen adheres to all of the professional standards of the CFP® designation including practice standards, ethics, disclosures, and continuing education. She received the ChFC and CLU designations from The American College in Bryn Mawr, Pennsylvania and the CFP® designation from The College for Financial Planning in Denver, Colorado. Each year she updates her skills and knowledge with extensive continuing education courses.
• Education: Sharen received her BA from Pepperdine University in Malibu, CA with a double major in Political Science and Psychology and a teaching credential.
• Experience: Sharen started her career with American Funds as an IRA advisor; then moved to Merrill Lynch as a financial consultant. She independently owned and operated a registered investment advisory firm and then worked independently for FSC Securities Corp and Phoenix Equity Planning Corp. She set up an independent office of Raymond James Financial Services, Inc. in 1988 and ran it for over 20 years. Sharen is, or has been in the past, licensed as a FINRA supervisor principal (Series 24); Municipal Bond Principal (Series 51); registered investment advisory representative (Series 66). Sharen had never had a client complaint or disciplinary issue in 40 years.
• Community – Sharen has been active participant in community and volunteer activities. She has been a deacon in her church; served on the boards of the YWCA and the Monterey Bay Chapter of the Financial Planning Association; and served as the public member of the California State Bar Estate Planning and Probate Section. She was an active volunteer with Boy Scouts for many years and is the proud mother of two Eagle Scouts.

Sharen’s focus is on using financial planning with individuals and families to help them reach their goals. She is a creative financial planner who see the interaction of taxes, investments, estate and retirement planning as a big picture, yet is able to drill down to details. She loves to help clients achieve their financial goals

Email Sharen at sharen@sms-financial.com

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